ABOUT US

Believe
Differently.
Act Now.
Delivering
Debt Freedom.

About EVERYDAYDEBT

What Your Business Needs to Know

Increase Your Monthly Cashflow For Your Business.

Spend Less Time Dealing With Creditors and Collectors.

Stretch Your Business Debt Out Over Time and Reduce It.

Get Your Business Back On The Right Track Financially.

Only Pay What You Can Afford

Get Started Today On Your Journey To Financial Freedom

At Everyday Debt, we exist to liberate business owners trapped by relentless MCA debt, helping them reclaim agency over their finances and futures. We deliver bespoke debt relief programs that halt daily payment drains, neutralize aggressive collections, and create breathing room for recovery. By combining fierce negotiation, tailored restructuring strategies, and hands-on guidance, we transform crushing debt cycles into opportunities for durable stability—and ultimately, growth.


Our approach isn’t just about short-term fixes. We craft bespoke roadmaps to slash balances by up to 80%, shield businesses from predatory withdrawals, and rebuild financial health on their terms. Because breaking free from debt isn’t just possible—it’s the first step toward thriving again.

At Everyday Debt, we aim to become the definitive leader in MCA debt relief—a trusted partner known for relentless advocacy, unmatched expertise, and a transformative approach to freeing businesses from financial crisis. We envision a world where entrepreneurs no longer operate under the shadow of crushing debt but are empowered to innovate, grow, and lead their industries.

 

By challenging outdated debt relief practices, we’re redefining what’s possible. Through transparency, ethical innovation, and a refusal to accept the status quo, we don’t just resolve debt—we rewrite its story from burden to breakthrough. Every solution we craft strengthens not just businesses, but the communities they anchor.

Empathy in Action

At Everyday Debt, we don’t just understand MCA debt stress—we’ve walked in your shoes. Every client’s story matters. We listen first, then design solutions rooted in your business’s reality, not rigid formulas.

Integrity Without Compromise

No hidden agendas. No sugarcoating. We operate with radical transparency, ensuring you always know the stakes, the process, and the path forward—before committing a single dollar.

Decades of Debt Mastery

MCA lenders play hardball. So do we. Our team’s 50+ years of combined experience means we’ve seen every tactic, renegotiated every term, and secured millions in settlements. Excellence isn’t a goal—it’s our baseline.

Your Business, Your Blueprint

Cookie-cutter fixes fail. We dig into your cash flow, goals, and pain points to build tailor-made strategies that don’t just lower payments—they rebuild financial resilience.

Power Through Knowledge

We arm you with clarity. From restructuring options to lender negotiation tactics, we demystify the process so you regain control—and keep it long after we’ve resolved your debt.

Stronger Businesses, Stronger Communities

When we save a business, we uplift employees, families, and local economies. Your win is everyone’s win.

Everyday Debt: More Than Relief—A Lifeline

We’re not here to “manage” your debt. We’re here to end it. Partner with us to silence predatory withdrawals, reclaim your cash flow, and rewrite your business’s future.

Assistance with
Merchant Cash Advances

Everyday Debt delivers urgent relief to businesses drowning in Merchant Cash Advance (MCA) debt. We halt daily withdrawals immediately, slash your debt burden, and shield your cash flow from collapse. Our goal? Stop the financial bleeding so your business can stabilize, recover, and pivot toward growth—not survival mode.

 

MCA creditors wield contractual power to withdraw funds directly from your linked accounts, draining your reserves daily. For small and medium-sized businesses, this relentless cash flow drain isn’t just disruptive—it’s existential. Everyday Debt intervenes to block these withdrawals, leveraging our expertise to renegotiate terms, reduce balances, and dismantle the threat. We replace financial chaos with a clear, actionable roadmap to stability—and beyond.

Safeguarding Your Cashflow is Our Priority

Whether your business owes $50,000 or millions in stacked MCAs across multiple franchises, Everyday Debt provides urgent protection for your cash flow. We act swiftly to block creditor seizures, halt predatory withdrawals, and initiate negotiations to settle your debt for less. No debt is too big, too urgent, or too complex—we tailor strategies to your scale, industry, and financial reality.

 

Effective cash flow management allows you to accumulate funds for your final settlement, leading to creditor independence and the removal of debt-related obstacles. We address inquiries about debt and MCA consolidations, but we believe consolidation should be a strategic decision, tailored to your business’s unique requirements and integrated into a broader financial strategy.

Clearing Your
Merchant Cash Advance Debt

Many small businesses want to pay off their MCA debt but find it unaffordable due to the high payments. Despite their efforts to negotiate independently, they continue to face financial strain from the mounting debt.

Over-Extended Business Finances

Many businesses find themselves overleveraged, with tight cash flow and limited financing options. However, by saving them money through debt restructuring, Everyday Debt can provide businesses with the financial relief they need to access additional financing without incurring additional payments.

Featured & Endorsed Nationwide

Trusted & Approved As Seen On TV